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South Florida's Source for  Fiduciary, Fee-Only

Financial Planning/ Retirement Planning with optional, integrated Portfolio Management





Schedule a Free Consultation

Entrust your financial life to an advisor who has pledged to always put your interests first


Fee-Only  +  Fiduciary Standard  +  Independent RIA  =

Our Formula For Unbiased, Trustworthy Advice

We can help you build a future of financial independence by addressing your financial concerns such as…


Retirement Planning
  • Determining optimum retirement timing using scenario modeling to ensure you are saving enough for retirement
  • Providing you with a complete understanding of your retirement cash flow

Investment Advice
  • Integrating your 401(k), IRAs, taxable accounts, old 401(k) and 403(b) accounts into the rest of your financial plan
  • Working towards maximizing returns on all your investments portfolios

Legacy and Estate Planning
  • Providing guidance on wills, trusts and beneficiary designations
  • Identifying ways to achieve the financial legacy you desire
Insurance & Risk Management
  • Helping you understand which options may be best for you and your family, including life insurance, disability, long-term care, and personal and professional liability insurance

Education Funding Options
  • Understanding how much to save for a child’s education
  • Selecting education savings options such as a 529 plan

Fee-Only  +  Fiduciary Standard  +  Independent RIA  =

Our Formula For Unbiased, Trustworthy Advice

Service & Solutions

Designed Just For You

We Offer Two Flexible Ways to Work Together


New technology and developments in financial planning tools, including web-based applications, make it possible to easily work with us either remotely or in person to create and maintain highly tailored financial plans.

 

 

Comprehensive Financial Planning

 

Short-Term Engagement with no minimums

 

Comprehensive Financial Planning

Short-Term Engagement


Unlike many other advisors, we have no investment minimums and do not force you to engage us for portfolio management as a condition of working with us. You can hire us for shorter term financial planning advice before deciding to engage us for additional services.  

 

 

Ongoing Wealth Management

 

Financial Planning + Portfolio Management

 

Ongoing Wealth Management

Financial Planning + Portfolio Management


Based on our outstanding record and our industry-leading investment partners, many clients entrust us with portfolio management and receive ongoing financial planning advice.




Why live with angst and unanswered questions about your retirement income when we can model it so accurately? 

Your retirement goal plan will provide a detailed listing of annual spending needs, wants, and wishes. Then, it will outline in detail how cash flow will be provided by savings, any pensions, 401(k)s, IRAs and Social Security. 


What Financial Concerns Are You Currently Facing?

Let’s Address Them Together


Trustworthy, Comprehensive Planning You Can Rely On

Our Planning Process


We have developed a planning process that delivers collaborative financial planning that engages you in every step in the process, yet does not require a massive investment of time on your part. We have worked successfully with hundreds of clients using the easy process outlined below.



Remote Planning Process Step 1 Fort Lauderdale, FL Carrington Financial Planning

Step 1.

You complete our contact form to request information or an initial consultation.


Remote Planning Process Step 2 Fort Lauderdale, FL Carrington Financial Planning

Step 2.

We reply to your inquiry and request a phone or Skype call with you. We use the initial consultation to understand your needs and to explain our services.


Remote Planning Process Step 3 Fort Lauderdale, FL Carrington Financial Planning

Step 3.

To begin the planning process, we will send a link to a secure, online questionnaire that helps you gather your financial information. It’s self-paced and you can drop PDF statements directly into it.


Remote Planning Process Step 4 Fort Lauderdale, FL Carrington Financial Planning

Step 4.

After you complete the questionnaire, we create a financial snapshot of your current situation and ask you to schedule your first planning session, which can also be held in person if you prefer. You will be given online access to applications used to develop your financial plan. Each step of the comprehensive financial planning process is done collaboratively during a series of Skype (or phone) calls. Skype screen sharing makes collaboration very easy.

Our standard planning arrangement allows for three months to create your plan. Most clients schedule planning calls at intervals of one to three weeks. And most plans require about four calls.


Remote Planning Process Step 5 Fort Lauderdale, FL Carrington Financial Planning

Step 5.

Certified Financial Planners are required to have a signed written agreement with clients. We provide this to you via DocuSign. Once the agreement is signed, we will send an electronic invoice that you can pay online through Quickbooks Online Payments.


Ready to Get Started?

Schedule a Time to Talk

See How It Feels To 

Work With An Advisor Who 

Always Puts Your Needs First

William Carrington, CFP® RMA® Photo

William Carrington, CFP® RMA®

Principal
Read Bio

“I became a financial advisor to help clients achieve financial success. I feel a deep sense of responsibility when I am entrusted with this important aspect of people’s lives.”


- William Carrington

William Carrington, CFP® RMA®

Principal


William is a CERTIFIED FINANCIAL PLANNER™ (CFP®), a designation he earned after completing a rigorous regimen of coursework and examinations. As a CFP®, William is held to one of the industry’s highest fiduciary standards requiring that he always put  his clients’ interests above his own. As a fee-only advisor, he is free to recommend financial choices that best serve you.

Prior to being a financial advisor, William was a Silicon Valley materials scientist/engineer in the semiconductor industry. He was recruited to Silicon Valley from the Naval Research Laboratory (NRL) in Washington, D.C., because of his achievements in developing synthetic diamond technology. In Silicon Valley, he worked for three high tech start-up companies, as well as Applied Materials (AMAT). William was then employed by 3M in Japan and SE Asia.

William’s other designations & registrations include:

Retirement Management Advisor

NAPFA-Registered Financial Advisor

FINRA Series 65 license



Interested in Working With Us?

Schedule a Time to Talk

Margot Carrington Photo

Margot Carrington

Director for Marketing & Communications
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“I am enjoying the working in a new industry after spending 25 years working in government. It is particularly fulfilling to be playing a role in help working families achieve financial peace of mind.”


- Margot Carrington

Margot Carrington

Director for Marketing & Communications


Margot joined Carrington Financial Planning as Director for Marketing and Communications after a 25-year career in the Foreign Service, which culminated with her tour as Minister-Counselor for Public Affairs, U.S. Embassy Tokyo, Japan. She also served as Principal Officer in Fukuoka, Japan, and as Cultural Attaché in Kuala Lumpur, Malaysia, and has held senior positions in Washington, D.C., including Director of the Foreign Press Centers. She was the 2010-2011 Una Chapman Cox Sabbatical Fellow and served that same year as the State Department’s International Women’s Forum Leadership Foundation Fellow. Margot has been recognized with numerous awards for leadership and mentorship, including three Superior Honor Awards.

Learn More About Our Strategic Partnerships


We’re proud to be an independent firm able to align ourselves with other firms with a strong fiduciary ethic. As we work in partnership with you to streamline your planning and investment strategies, you will also gain access to powerful tools offered by our strategic partners, allowing you to view your portfolio allocations, receive monthly statements and more.

Our Strategic Partnerships Include


Buckingham Strategic Partners logo Fort Lauderdale, FL Carrington Financial Planning

Buckingham Strategic Partners

Buckingham Strategic Partners proudly serves and supports independent wealth management firms and financial advisors in their work of helping clients and their families meet their most important life and financial goals. It’s our highest calling. That’s why Buckingham Strategic Partners delivers academically rooted and evidence-based investment solutions, because we believe this approach gives you the best odds of achieving financial peace of mind. We provide holistic financial planning tools, because we believe true wealth management should be comprehensive. We’ve developed a long bench of thought leaders and specialists, because we believe in breadth plus depth. By partnering with Buckingham Strategic Partners, members of this nationwide community bring its collective wisdom and resources to bear on designing, building and protecting each client’s financial plan.



Dimensional logo Fort Lauderdale, FL Carrington Financial Planning

Dimensional Fund Advisors

For more than 30 years, Dimensional Fund Advisors has helped investors pursue dimensions of higher expected returns through advanced portfolio design, management, and trading. Their enduring philosophy and deep working relationships with the academic community underpin their approach to investing and form the foundation for new strategies.

Fund shares are not available directly to individuals but are limited to clients of a select group of financial firms like Carrington Financial Planning. Our relationship with Dimensional is long-standing and based on shared views about how capital markets work and how best to provide clients with a successful investment experience.

Dimensional Fund Advisors has $579 billion under management as of October 2019.

MoneyGuidePro logo Fort Lauderdale, FL Carrington Financial Planning

Turning Your Goals Into a Plan

Learn about our technology partner, MoneyGuidePro, and how we’ll leverage this top industry tool to create a goal-based financial plan tailored to meet your needs.

And, if you decide on a long-term engagement with us, you will retain ongoing access to this best in the industry tool. 

Let Us Put Our Experience To Work To Deliver Financial Peace Of Mind To You And Your Family



Interested in Learning What We Could Do For You?

Please  schedule a time to talk or if you would like to contact us by email, please fill out the contact form to the left and we will get back to you.